
Property Investment
Why Property Valuations in Bali Matter?
More Than Just a Price Tag: Why Property Valuations in Bali Matter
Bali’s tropical charm is undeniable. Many property buyers, both locals and foreigners, find themselves enchanted by ocean views, lush rice fields, or charming jungle settings.
It’s not uncommon to hear stories of people making spontaneous purchases simply because they “fell in love with the view.” But when it comes to buying property in Bali, emotions alone aren’t enough.
Beneath the surface lies a maze of legal, zoning, and land-use complexities that can turn a dream purchase into a risky gamble. Before committing, it’s crucial to understand the true value of your investment through a professional property valuation process.
Read more:
https://bvrproperty.com/blogpost/usd-to-idr-exchange-rate-bali-vacation-cost-2025
https://bvrproperty.com/blogpost/top-areas-bali-land-for-sale-2025
https://bvrproperty.com/blogpost/buying-property-in-bali
What Most Buyers Miss
Unlike many global destinations, Bali has unique land regulations that require careful attention. From zoning designations (RTRW) to land certificate types (SHM, HGB, Hak Pakai), every parcel of land has a unique set of rules.
Not all areas are approved for residential or commercial development, and not all properties come with the proper permits, such as an IMB / PBG (building permit) or SLF (building worthiness certificate). These details often go unnoticed until problems arise post-purchase.
Some buyers only discover after the fact that their villa sits in a green zone in Bali, or that the building doesn’t meet permit requirements. These oversights can delay renovations, block rental licenses, or even lead to forced demolitions.
That’s why property valuations aren’t just about knowing what something is worth; it’s about understanding whether it’s legally and financially sound.
Understanding how to get property valuations through legal review, zoning analysis, and market data is key to avoiding these common pitfalls.
Building Worthiness Certificate (SLF): The Hidden Key to Property Security in Bali
Many property buyers in Bali often overlook one critical document: the Building Worthiness Certificate or SLF. Although less discussed than IMB or PBG, the SLF ensures a building is not only legally compliant but also safe for occupancy.
An SLF is required for buildings used commercially or residentially, confirming adherence to safety, construction quality, and compliance with zoning and environmental regulations. Without it, buildings may face fines, limited rental licenses, or restrictions in operations.
Key reasons why SLF matters:
- Safety Assurance: Guarantees building safety for occupants
- Legal Compliance: Meets government standards, preventing potential legal issues
- Investment Protection: Enhances property value and marketability
Including SLF verification as part of your professional property valuation ensures your investment is legally sound, safe, and secure for the long term
Why Professional Valuations Make a Difference
A professional valuation provides more than a price estimate. It’s a comprehensive risk assessment, legal review, and strategic insight, especially critical in a market like Bali’s.
At BVR Appraisal, we combine market data, legal compliance, and local knowledge to help clients make confident property decisions. Whether you're researching how to get property valuation or preparing to invest in a complex site, we offer three core services tailored to your specific needs:
1. Residential Property Valuations
Ideal for villas, houses, and apartments, this service includes full on-site inspection, legal document verification, zoning review, and market analysis.We also check if the property lies within a green zone in Bali, which can limit future development potential.
We conduct a Highest and Best Use study to determine the property’s true potential. Whether you’re buying, selling, or refinancing, our valuation ensures you’re covered legally and financially.
2. Commercial Property Valuations
For income-generating assets like hotels, guesthouses, or retail properties, we provide income-based valuation using tools like Discounted Cash Flow (DCF) modeling and ROI projections.
Our legal and permit review ensures the asset can operate legally and profitably, even in sensitive zoning like green zone Bali areas.
3. Property Due Diligence
Buying off-plan or resale property? Our due diligence service dives deep into ownership verification, zoning, permits, land encumbrances, and even environmental and infrastructure risks.
This includes assessing how to get a property valuation in Bali that accounts for future regulation changes. It’s the ultimate peace-of-mind check before you commit.
Backed by Data, Law, and Local Insight
Property valuation Bali goes beyond surface-level pricing, a deep dive into the legal, financial, and zoning framework that determines whether a property is truly investable.
Whether you're a first-time buyer or a seasoned investor, let BVR Appraisal guide you with data-driven valuations and legal due diligence. Together, BVR Appraisal and BVR Property provide an end-to-end solution for confident investing in Bali.
From helping you navigate how to get a property valuation to verifying if your dream land lies in a green zone in Bali, we’re with you every step of the way. Let us help you buy with clarity and invest with certainty!
26 June 2025
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USD to IDR Exchange Rate Is Dropping: Nowโs a Great Time to Visit Bali!
USD to IDR Exchange Rate Drops – Why Bali Vacation Cost Is Still a Steal in 2025| BVR Property
After peaking above Rp17,000 in April, the USD to IDR exchange rate has shown signs of easing. In June 2025, the rupiah is beginning to strengthen again, creating a great window of opportunity for international travelers, especially those planning a vacation to Bali.
Bali vacation cost has always been appealing to foreign tourists, and with the current currency movement, it’s now even more affordable.
Indonesia’s currency has seen significant fluctuations over the last seven months. From December 2024 to June 2025, the rupiah depreciated against the US dollar, but is now regaining stability. This article breaks down the recent trend, what’s driving it, and why now might be the perfect time to exchange your dollars and explore Bali.
Read more:
https://bvrproperty.com/blogpost/bali-property-investment-high-roi-low-risk
https://bvrproperty.com/blogpost/top-areas-bali-land-for-sale-2025
https://bvrproperty.com/blogpost/buying-property-in-bali
A Look Back: 7-Month USD/IDR Trend
The average dollar to rupiah today sits around Rp16,300. That’s a notable recovery from its lowest point in April.
The average exchange rate in December 2024 was around Rp15,865 per US dollar. From there, the rupiah gradually weakened, hitting its lowest point in April 2025 at over Rp17,000. This drop was driven by global market volatility, high US interest rates, and regional uncertainties.
The following is a summary of the average monthly USD to IDR exchange rate, sourced from Exchange-Rates.org.
Month
Avg. USD → IDR Rate
Dec 2024
15,865
Jan 2025
16,275
Feb 2025
16,332
Mar 2025
16,465
Apr 2025
16,806
May 2025
16,443
Jun 2025 (so far)
16,301
While the rupiah saw pressure earlier this year, it is now showing signs of recovery.
Forecast: What’s Next for the Rupiah?
Analysts suggest that the rupiah may continue to strengthen or at least stabilize in the coming months. Bank Indonesia recently cut interest rates to 5.50%, a move designed to boost economic activity without putting further pressure on the currency.
At the same time, the US Federal Reserve has hinted at maintaining its rates, which could slow down the dollar’s momentum globally.
Forecasts for Q3 2025 show the exchange rate ranging between Rp16,200 to Rp16,500. While this still favors travelers using USD, it may not last forever.
As the Indonesian economy gains ground and investor confidence improves, the USD to IDR exchange rate could continue shifting, potentially raising future Bali vacation cost.
What This Means for Travelers
If you’ve been thinking about visiting Bali, now might be the best time to visit Bali. With USD still converting at a high rate, currently around Rp16,300 per dollar, you get more value for your money compared to just a few months ago.
Hotel stays, dining, transportation, and local experiences all become more affordable when the exchange rate works in your favor.
Even though the difference may seem small on paper, the impact becomes noticeable when exchanging larger amounts or budgeting for an extended stay. For instance, exchanging $1,000 now could give you about Rp400,000 more than it would have in April.
Why the Exchange Rate Matters for Foreign Tourists
If you're holding USD and planning to exchange it upon arrival in Indonesia, this recent currency movement directly impacts how far your money goes.
Back in April 2025, $1,000 would get you over Rp17 million. Today, the same amount gets you about Rp16.3 million. That’s a difference of Rp700,000, enough to cover a few nights in a boutique villa, several meals, or a round-trip ticket to nearby islands like Nusa Penida.
Is Bali still cheap for tourists? The answer is yes, especially if you act now. While Bali still offers excellent value for money compared to Western countries, the strengthening of the rupiah means travelers get slightly less IDR for their dollars. Waiting too long could reduce your spending power even more.
So, if you’ve been holding off on that tropical escape, now’s the smart time to act, before exchange rates shift further.
Why BVR Property?
The 7-month trend clearly shows that the exchange rate has had a strong run against the rupiah, but that momentum is slowing. If forecasts are correct and the rupiah continues to strengthen, the current rates may be among the best you’ll get this year.
Whether you’re planning a quick getaway or a long stay in Bali, now is a strategic time to exchange your currency and book the trip.
BVR Property makes it even easier for you to turn this timing into a truly valuable experience. As one of Bali’s most trusted property consultants, we offer access to the island’s most beautiful villas, long-term rental options, and investment-friendly properties.
Whether you’re looking for a peaceful escape, a smart investment, or a tropical home base, our team can guide you through the best deals while the Bali vacation cost is still in your favor.
The window of opportunity won’t stay open forever. Take advantage of the favorable USD to IDR exchange rate today, your dream Bali lifestyle is closer than you think.
18 June 2025

Property Investment
5 Essential Checks Before Buying Property in Bali | BVR Property
5 Essential Checks Before Buying Property in Bali
Buying Property in Bali has become increasingly popular among foreign investors and digital nomads. With the island’s booming tourism and lifestyle appeal, many are attracted to the idea of owning a piece of paradise.
But before making any decision, there are essential aspects to examine to ensure your investment is legal, secure, and profitable!
Read more:
https://bvrproperty.com/blogpost/bali-property-investment-high-roi-low-risk
https://bvrproperty.com/blogpost/top-areas-bali-land-for-sale-2025
https://bvrproperty.com/blogpost/how-to-buy-property-in-bali-as-a-foreigner
1. Verify the Property Title in Bali
Understanding the type of land ownership is crucial. You must know whether the property is under Hak Milik, Hak Pakai, or Hak Guna Bangunan—each with different rights and implications, especially for foreigners.
Having clarity on the Property Title Bali ensures you’re not violating any national land laws and that your rights are protected long term.
2. Conduct a Land Status Check When Buying Property in Bali
Land status should match what’s stated on the certificate. Is it freehold, leasehold, or part of customary (adat) land? Engage a professional notary or legal consultant to check for disputes, inheritance claims, or communal land issues.
3. Understand Land Zoning Bali
Land Zoning Bali regulations determine what kind of activities are allowed on the land, whether residential, commercial, or agricultural. Even if the location seems ideal for a villa, zoning laws may prohibit certain developments.
Always consult with the local BPN (National Land Agency) or a certified architect before you build or renovate.
4. Check Building Permits (IMB/PBG)
Ensure the property has valid building permits (IMB, now called PBG). A lack of proper permits can lead to fines or demolition. The permit should match the structure's function—villa, shop, café, etc.
5. Do a Professional Property Appraisal
Hire a licensed property valuer to assess the market price and physical condition of the property. This step avoids overpaying and provides insight into future rental yields or resale value.
Need help? Use BVR Appraisal, a trusted, licensed valuer in Bali to ensure your property investment is accurate, safe, and profitable!
Why BVR Property?
In conclusion, Buying Property in Bali is not just about finding a beautiful villa or land near the beach. It requires thorough checks on Property Title Bali, Land Zoning Bali, legal documents, and physical appraisals. To make the process smoother, consult professionals who know Bali inside out.
BVR Property offers complete legal guidance, listing support, and end-to-end services for anyone serious about buying property in Bali.
16 June 2025
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Build in Bali: Home Construction Bali Cost & Guide | BVR Property
Build in Bali 2025: What You Need to Know About Bali Construction Costs and Strategy
Build in Bali, once a dream for digital nomads and retirees, is now a rising trend among serious investors. With land prices still competitive and infrastructure improving, it’s the perfect time to plan your dream villa.
Whether you're investing or relocating, understanding home construction Bali and navigating the world of Bali construction can unlock long-term rewards.
As Bali’s popularity continues to grow, many are realizing the benefits of building from scratch. It offers greater design control, potential cost savings, and strong rental returns, if done right.
Read more:
https://bvrproperty.com/blogpost/Freehold-vs-Leasehold-in-Bali
https://bvrproperty.com/blogpost/Why-Buy-Property-in-Bali
https://bvrproperty.com/blogpost/how-to-buy-property-in-bali-as-a-foreigner
Why Build in Bali Is More Popular Than Ever
Choosing to Build in Bali has become a strategic move for both locals and international investors. Compared to buying ready-made properties, building allows full customization and often a higher ROI. Plus, it aligns well with eco-conscious trends and modern tropical living styles.
The appeal of home construction Bali also lies in the opportunity to create income-generating villas in areas seeing strong tourism growth. Meanwhile, the overall rise of Bali construction is driven by increasing confidence in local contractors and improved access to quality materials.
Key Factors in Home Construction Bali
If you’re considering home construction Bali, it’s essential to factor in location, land permits, and trusted builders. Areas like Ubud, Canggu, and Uluwatu offer different advantages, whether it’s serene rice fields or ocean views.
Reliable Bali construction partners will help ensure your building process is smooth and legally sound. Always verify licenses and past projects before signing contracts.
Construction Cost Breakdown: What to Expect
Costs for home construction in Bali vary depending on villa type, location, and materials. Here's a rough guide:
Villa Type
Cost per sqm (USD)
Example for 150 Sqm
Eco-Friendly
$350-$500
$52.500-$75.000
Mid-Range
$500-$600
$75.000-$90.000
Luxury
$800-$1.300
$120.000-$195.000
That means a 150 sqm villa can cost anywhere from $52.500 to $195.000, depending on your style and finishes.
Typical Project Timeline
Expect a timeline of 6 to 12 months from groundbreaking to handover, depending on size and complexity.
Typical phases include:
Land acquisition & legal checks – 1 month
Design & permitting – 1–2 months
Construction & finishing – 4–9 months
Furnishing & handover – 1 month
Working with an experienced project manager can significantly speed up the process and minimize delays.
Planning and Budgeting for Bali Construction
Managing costs during home construction Bali is about smart planning. Depending on the build type, costs range from $350 – $1.300 per square meter. This varies with finishes, design complexity, and whether you're going eco-friendly or luxury.
Partnering with experienced teams who specialize in Bali construction helps avoid unnecessary delays and cost overruns. They’ll assist you in staying compliant with zoning rules and build regulations while achieving your vision.
Why BVR Property?
To Build in Bali is to invest in more than just a home, it's an entry point into a lifestyle and market full of promise. Whether you’re focused on rental income or building your forever home, home construction Bali offers flexibility, creativity, and great potential.
Looking for a trusted partner in Bali construction? BVR Property has helped hundreds of investors and homeowners bring their dream homes to life. From finding land to finishing your villa, we handle everything. Let us help you build smarter, reach out today.
26 May 2025

Property Investment
High ROI, Low Risk: What Makes Bali Property a Hot Investment? | BVR Property
High ROI, Low Risk: What Makes Bali Property a Hot Investment?
Bali property investment - Bali offers rare stability, world-class appeal, and consistent rental income, all in one island paradise is quickly becoming one of the most attractive opportunities in Southeast Asia. With stunning landscapes, growing infrastructure, and strong tourism demand.
The island offers more than just a vacation destination, it’s a real investment hub. Both local and international buyers are now looking to Bali for stable, long-term financial returns.
Read more:
https://bvrproperty.com/blogpost/Freehold-vs-Leasehold-in-Bali
https://bvrproperty.com/blogpost/Why-Buy-Property-in-Bali
https://bvrproperty.com/blogpost/how-to-buy-property-in-bali-as-a-foreigner
Why Bali Property Investment Stands Out
Unlike volatile markets in other parts of Asia, Bali offers stability, strong tourism growth, and high rental yields, a perfect formula for smart investors. Whether you're eyeing villa investment in Bali or considering Bali land investment, the long-term prospects are solid.
Bali's increasing popularity among digital nomads, retirees, and luxury tourists means occupancy rates stay high year-round. That translates to consistent cash flow for property owners.
Top Reasons Bali Real Estate Delivers Strong ROI
1. Booming Tourism Industry
Bali welcomed over 5 million tourists in 2023, with numbers expected to grow steadily. High tourist traffic boosts demand for short-term villa rentals.
2. Affordable Entry Point
Compared to other tropical hotspots like Hawaii or Phuket, Bali still offers affordable prices per square meter, especially for Bali land investment in emerging areas like North Bali or Tabanan.
3. Flexible Ownership Structures
Investors can structure deals through long leases or partnerships with locals, reducing legal risk while securing attractive properties.
4. High Rental Yields
Many villas yield between 8% - 12% annually, making Bali property investment one of the highest-return real estate options in Southeast Asia.
5. Lifestyle & Value Appreciation
Owning a property in Bali isn't just profitable, it also offers a personal escape. With infrastructure improving and digital nomad hubs growing, land value appreciates quickly.
Key Investment Highlights:
๐ฅ High ROI: Villas typically yield 8%–12% annually
๐ Booming Tourism: 5M+ visitors in 2023 and growing
๐๏ธ Affordable Entry Points: Lower price/sqm than Hawaii or Phuket
๐ Rapid Land Appreciation in developing areas like Tabanan & Amed
๐ Flexible Ownership Options for foreigners
Where to Invest for the Best Returns
Location matters. While Seminyak and Canggu are saturated, places like Uluwatu, Tabanan, and Amed are rising stars for real estate investment in Bali.
They offer beachfront plots, scenic rice fields, and much lower prices, ideal for early movers. Whether you're planning to build a villa or buy off-plan property, evaluating upcoming zones is key for maximizing returns.
How to Invest in Bali Real Estate?
New investors often ask: How to invest in Bali real estate?The process involves:
Researching zoning laws and ownership regulations
Working with licensed local notaries (PPAT)
Partnering with experienced agencies like BVR Property
Choosing between leasehold and freehold models
Calculating projected ROI based on location and property type
With proper guidance, the process is smooth and rewarding. That’s why most international investors choose trusted property agencies.
The Future of Bali Property Investment
Looking ahead to 2025 and beyond, Bali's property market is expected to expand further. With remote work now a norm and luxury tourism on the rise, villa investment in Bali and land development projects are forecasted to outperform other Southeast Asian destinations. For investors seeking low risk and high return, few markets compare.
Why BVR Property?
Whether you're a first-time investor or expanding your international portfolio, Bali property investment offers unmatched potential. From passive income to long-term value appreciation, the island delivers both lifestyle and profit.
Let BVR Property guide your journey. With years of experience and deep local insight, they’ll help you find the right property, secure a strong ROI, and navigate Bali's unique real estate landscape with confidence.
20 May 2025

Property Investment
Bali Land for Sale: Top 5 Investment-Worthy Areas in 2025
Bali Land for Sale: Top 5 Investment-Worthy Areas in 2025
Bali land for sale - Thinking of buying land in Bali? Here’s where smart investors are focusing in 2025! With its enchanting nature, thriving tourism, and rapid infrastructure growth, Bali continues to be a magnet for both investors and dream-home seekers.
Whether you're aiming for a peaceful retreat or a high-yield investment, choosing the right area is key. Below are five of the most promising locations in Bali to consider in 2025!
Read more:
https://bvrproperty.com/blogpost/Freehold-vs-Leasehold-in-Bali
https://bvrproperty.com/blogpost/Why-Buy-Property-in-Bali
https://bvrproperty.com/blogpost/Bali-villas-for-sale-investment-opportunity
1. Canggu
Canggu is no longer just a surfer's paradise. It has transformed into a trendy, dynamic area filled with co-working spaces, chic cafes, and luxury villas.
This vibrant neighborhood is a hot spot for digital nomads and expats, making it perfect for Bali land property investors seeking rental income. Land in this area is limited, so demand is high and still growing.
๐ Explore land listings in Canggu here.
2. Seminyak
Seminyak is renowned for its upscale resorts, lively nightlife, and high-end dining establishments. Properties in Seminyak are highly sought after by affluent tourists, offering strong rental returns and steady capital appreciation.
๐ View Seminyak investment opportunities here.
3. Sanur
Sanur offers a serene atmosphere with well-established infrastructure, making it ideal for families and retirees.
The area has experienced significant property value growth, supported by government initiatives like the Bali Urban Subway project and the development of the Sanur Health & Wellness Tourism Special Economic Zone.
๐ Browse Sanur beachfront plots here.
4. Bukit
The Bukit Peninsula offers stunning ocean vistas and developing infrastructure, including golf courses and access to renowned beaches. This area appeals to investors seeking properties with high growth potential and a luxurious lifestyle.
๐ Find great land deals in Bukit here.
5. Ubud
Ubud is at the forefront of Bali's ecological development, attracting environmentally conscious travelers and investors. The surrounding jungle and rice paddies contribute to Ubud's unique landscape and reputation.
Sustainable properties utilizing renewable energy and green materials are increasingly popular, presenting opportunities for investors to meet the growing demand for eco-friendly living.
๐ Check out land options in Ubud here.
6. North Bali
The northern region is set for transformative growth with the construction of a new international airport near Singaraja.
This facility will feature a four-kilometer runway and is designed to accommodate 20 million tourists annually. The development aims to distribute tourism more evenly across the island while preserving the West Bali National Park.
๐ Explore land listings in Canggu here.
Comparative Table: Average Land Prices in 2025
Area
Avg. Price (IDR/m²)
Investor Appeal
Key Strength
Canggu
6.8 –17 Million
Very High
Rental demand
Seminyak
5 – 15 Million
High
Luxury lifestyle
Sanur
3.5 – 10 Million
Medium – High
Infrastructure and accessibility
Bukit
4 – 12 Million
High
Ocean views and growth potential
Ubud
2.5 – 8 Million
Medium
Culture and wellness
North Bali
1 – 5 Million
Growing
Affordability and future growth
2025 Is the Golden Year to Own Land in Bali
In 2025, the demand for Bali land property continues to rise as Bali bounces back stronger from the pandemic era. Factors such as digital migration, remote work culture, and tourism recovery are driving land values upward.
Moreover, Indonesia’s supportive property regulations for foreigners make it easier to buy land in Bali through leasehold or partnership arrangements.
Whether you're buying for personal use or future development, owning a piece of land in Bali means joining a landscape rich in culture, opportunity, and global attention.
Why BVR Property?
If you're serious about finding Bali land for sale, don't wait too long, especially in high-potential areas like Canggu, Jimbaran, and Nusa Dua. Each region has its unique charm and potential for return.
For expert guidance, local insight, and the best property listings, we highly recommend connecting with BVR Property, a trusted agency that specializes in beachfront land for sale Bali, residential plots, and investment-grade land across the island.
20 May 2025

Property Investment
How to Buy Property in Bali as a Foreigner: A Step-by-Step Guide
How to Buy Property in Bali as a Foreigner: A Step-by-Step Guide
How to Buy Property in Bali - If you’ve fallen in love with Bali and are thinking about making a long-term investment, you’re not alone. The island’s mix of tropical beauty, lifestyle, and strong tourism demand makes it a top location for property buyers worldwide. But as a foreigner, the rules can seem confusing.
This blog walks you through the exact steps to buy property in Bali as a foreigner, so you can move forward with clarity and confidence.
Read more:
https://bvrproperty.com/blogpost/Freehold-vs-Leasehold-in-Bali
https://bvrproperty.com/blogpost/Why-Buy-Property-in-Bali
https://bvrproperty.com/blogpost/Bali-villas-for-sale-investment-opportunity
1. Understand Your Legal Options
Can foreigners buy property in Bali?The short answer: Yes, but not with full freehold ownership. Indonesian law restricts foreign ownership of land, but there are legal ways to invest:
โ
Leasehold Property (Hak Sewa) – Most common and safest optionโ
Right to Use (Hak Pakai) – Can be used under certain conditionsโ
PT PMA Structure – Allows you to buy land under a foreign-owned company
Note: Avoid nominee structures—they’re risky and not legally protected.
2. Choose Your Property Type & Location
Think about your goals:
Looking for rental income? → Canggu, Seminyak, Uluwatu
Dreaming of serene living? → Ubud, Sanur
Want a business investment? → Look for commercial-zoned land or villas
At BVR Property, we offer listings for leasehold villas, apartments, land, and Bali beachfront property for sale, curated for international buyers.
3. Work with a Trusted Bali Property Agent
Partnering with a registered and experienced Bali real estate agency like BVR Property is key if you're wondering how to buy property in Bali. We provide:
Legal guidance
Verified property listings
Clear lease terms
Secure contracts
Avoid off-market deals and brokers with no credentials.
4. Due Diligence & Legal Checks
Before you sign anything:
Verify land certificates
Ensure zoning is correct (residential, commercial, etc.)
Check if the seller has authority to lease or sell
Involve a notary or legal advisor for title verification
We work with trusted legal teams to handle this for you.
5. Sign the Agreement & Make Payment
Once the legal review is complete:
A leasehold agreement is signed
Payment terms are outlined clearly
Most leaseholds are for 25–30 years, with options to extend
Notarial deed is signed and registered
Payments are typically made in IDR or USD, depending on the agreement.
6. Get Your IMB (Building Permit) & Register Utilities
If you plan to build or renovate, you’ll need:
IMB (Izin Mendirikan Bangunan) – Building permit
NIB or PBG for new structures
Utility accounts (water, electricity, etc.)
7. Enjoy or Monetize Your Investment
You’re now a proud property holder in Bali!โ
Use it as a holiday homeโ
Rent it for passive incomeโ
Live full-time in paradise
Buy Property in Bali with Confidence
At BVR Property, we help foreign buyers navigate how to buy property in Bali safely and legally. Whether you’re buying a villa, apartment, or land, we’re here every step of the way.
๐ Explore Bali properties for foreigners
๐ Speak to our legal & property advisors
06 May 2025

Property Law
Freehold vs Leasehold in Bali
Freehold vs Leasehold in Bali: What Foreign Buyers Must Know Before Purchasing
Freehold vs Leasehold in Bali - When you decide to buy property in Bali, one of the first terms you’ll come across is the difference between freehold and leasehold property in Bali.
Understanding these two ownership types is essential before making any investment decision, especially as a foreigner.
So, what’s the difference? And which one suits your goals better?Read more:https://bvrproperty.com/blogpost/Why-Buy-Property-in-Bali https://bvrproperty.com/blogpost/Bali-villas-for-sale-investment-opportunity https://bvrproperty.com/blogpost/buying-property-in-Bali-guide
1. What Is Freehold Property in Bali?
Freehold (locally known as Hak Milik) means you fully own the land and property without a time limit. It’s the most complete form of ownership in Indonesia.
However, under Indonesian law, foreigners cannot directly own freehold property in Bali. Freehold ownership is only available to Indonesian citizens. That said, some foreign investors use nominee structures, but this method carries legal risks and is not always recommended.
Ideal for: Local Indonesians or foreign investors working with legal advisors and secure structures.
2. What Is Leasehold Property in Bali?
Leasehold (Hak Sewa) means you’re leasing the property for a fixed period—usually 25 to 30 years, with the option to extend. You don’t own the land, but you have full legal rights to use the property during the lease.
For many foreigners, this is the most secure and straightforward way to invest in Bali real estate. Leasehold properties are also typically more affordable than freehold ones, making them ideal for vacation homes, retirement residences, or rental investments.
Ideal for: Foreigners who want legal ownership, clear agreements, and fewer legal complexities.
3. Key Differences at a Glance Between Freehold vs Leasehold Properties
Feature
Freehold Property
Leasehold Property
Ownership Duration
Lifetime
25–30 years (extendable)
Ownership Rights
Full legal ownership
Right to use/rent
Foreign Ownership
Not directly allowed
Allowed
Price
Higher
More affordable
Resale Value
Higher potential
Depends on lease years left
4. Can Foreigners Own Property in Bali at All?
Yes, but not freehold directly! Foreigners can legally buy leasehold property in Bali or invest through a PT PMA (foreign-owned company) to secure Hak Guna Bangunan (Right to Build) or Hak Pakai (Right to Use).
These are legitimate, government-approved ways to hold ownership rights in Bali. At BVR Property, we help guide international buyers through these options safely and transparently.
5. Which One Should You Choose?
Choosing between freehold vs leasehold in Bali depends on your purpose:
Looking for long-term security and you’re an Indonesian citizen? → Go Freehold.
You’re a foreigner looking for a vacation home, retirement villa, or rental investment? → Leasehold is the best fit.
Planning large-scale investments? → Consider forming a PT PMA.
Invest with Confidence – BVR Property Can Help You Navigate Freehold vs Leasehold
Whether you're buying a private villa or exploring land development opportunities, understanding ownership rights in Bali, especially the differences between freehold vs leasehold is the first step toward a secure investment.
At BVR Property, we specialize in helping foreign buyers make confident, informed decisions in the Bali real estate market.
Explore our leasehold listings
Contact our property experts for a free consultation!
29 April 2025